Identity theft can be a nightmare for the person who has it happen to them it can takes weeks even months to straighten it out especially if your going for a car or house loan and find some one has stolen your identity. With this in mind some enterprising individuals have started credit monitoring services to help prevent this from happening but as you can see in the article below seems they are not worth the money to pay for.
http://www.phoenixnewtimes.com/2010-05-13/news/cracking-life-lock-even-after-a-12-million-penalty-for-deceptive-advertising-the-tempe-company-can-t-be-honest-about-its-identity-theft-protection-service/
In fact many consumer groups and credit experts recommend not getting this protection at all .
Instead you can set up and do a simple credit freeze which prevents individuals from opening accounts up in your name.
This service is free but be aware of the free credit report . com sites they try to get you to sign up for services you do not need. follow the link below to find out about how to get a truly free report.
In fact many consumer groups and credit experts recommend not getting this protection at all .
Instead you can set up and do a simple credit freeze which prevents individuals from opening accounts up in your name.
However there can be drawbacks as it takes time to remove the freeze should you want to get credit.
One of the best way to prevent problems is by checking on your credit score which is free 3 times a year for accuracy and then reporting problems immediately if you find them.
This service is free but be aware of the free credit report . com sites they try to get you to sign up for services you do not need. follow the link below to find out about how to get a truly free report.
You can keep criminals from getting your identity but it takes an effort on your part.
No comments:
Post a Comment